Blogs

Credit cards are a popular way to rebuild credit because they tend to be much easier to get approved for than personal loans. Additionally, there are many types of credit cards these days that cater to people with bad credit. How many credit cards with a $300 credit limit do you need? Having one or 2 low limit credit cards as you build credit is to be expected. But no one needs more than two low credit limit cards. creditcards

Planning to apply for an instant approval credit card? If you are then, the following reminders will surely help you have realistic expectations with regards to the card program you wish to take out: Don’t be misled by the term “instant approval”. Some people think that the terms guaranteed or instant approval is enough to ensure the immediate processing and approval of their requests for credit card accounts. Truth is some expect that applications for these card programs get approved within 24 to 48 hours upon the submission of their sign-up forms. However, in truth, these lines of credit require pre-approval – meaning, card issuers pull out the credit history of their prospective applicants before they can offer instant approval cards to them. And since this procedure helps them validate the credit reputation of their future applicants; they only need to take a few steps to finalize the processing and issuance of credit cards to their target clientele. Some guaranteed approval credit...

If you are in a bad credit situation, you may have a hard time trying to find a loan. If you find a lender who will give you one, the interest rate charged will be high. Do not lose hope yet. You can improve your credit with guaranteed approval credit cards. Typically, guaranteed approval credit cards are of two types: 1. Secured Credit Cards 2. Catalog Credit Cards Secured credit cards ● You have to put down a security deposit on these accounts. ● As long as you are willing to pay the deposits, most organizations will accept you. ● Secured credit cards are flexible and also do not charge expensive fees. ● If you manage to pay your balances on time, they can last up to two years before they become unsecured. CreditCards

Credit Cards and the fine print  There are many different kinds of  credit cards with bad credit  available to consumers. You've probably seen plenty of advertising for cards with a variety of perks, like airline miles or cash back. But what you should also know is that there's a lot of fine print to go with these perks.Here are some tips on how to properly use your card so you don’t go beyond the fine print. Avoid Applying for High Interest  Credit cards Always avoid applying for credit cards that have high interest rates. While interest rates compounded annually may not seem all that much, it is important to note that this interest can add up, and add up fast. Make sure you get a card with reasonable interest rates. Manage your credit card online  Most credit card companies now have online resources where you can oversee your daily credit actions. These resources give you more power than you have ever had before over your credit, including, knowing very quickly, whether your ...

Many shoppers do not get online store credit cards guaranteed approval for valid reasons. They generally do not feel secure holding card accounts. Still, many see it as beneficial and apply to avail of the discounts and perks. Which decision is right? It always depends on the user. There are disadvantages to owning a store credit. Not applying for one could be much safer. However, the advantages are also worth looking into. What are the reasons why opening a store credit card is a good idea? Guaranteed Approval Store Credit Cards This is not to say that the advantages outweigh the disadvantages. Still, it is good to take note of the benefits. storecreditcards

Many prospective cardholders today are wondering which card program will be much easier to apply for – a secured or an unsecured line of credit. After all, a majority of these consumers would like to save time, money, and effort, especially when it comes to signing up for the credit cards they wish to use and manage. Now, to find out the answer to the question raised above, we encourage you to pay close attention to the paragraphs below. A Straight-forward Answer Secured credit cards are much easier to apply for than their unsecured counterparts – that is if you have less than perfect credit standing. After all, by simply making a substantial deposit to your target card issuer, you can easily convince the firm to grant your request for a line of credit, no matter how low your credit score might be. In fact, by simply making a deposit, filling out the necessary forms, and by submitting the required documents; you can soon receive the credit card you wish to use for covering your expense...

Credit cards are all the same. That’s what many believe. Whether the opinion is positive or negative, the truth is, credit cards are not all the same. There are traditional and non-traditional credit cards. They vary in what they offer, terms, interest rates, credit limits, and other factors. Which, then, is the best? The answer depends on what can best provide for one’s financial needs. It may be a traditional type of credit card with traditional benefits. Or it could be as non- traditional as an  online store credit cards guaranteed approval . Traditional Credit Cards  To find out what works best, one must first know how to differentiate credit card types. What are the common or traditional ones? American Express, Discover, Mastercard, Visa. All are well-known traditional types of credit cards called network cards. These major cards are accepted around the world. Not all retailers accept them, though. Some networks set the fees but not the customer charges. It’s the issuers -- the ba...